Why is Employment Practices Liability Insurance so important?

Employment Practices Liability insurance protects your business from accusations of unlawful treatment in the workplace. As the legal obligations are increasing for employers, it is essential that your business has comprehensive insurance coverage no matter the size. Employment Practices Liability claims can be extremely costly to defend regardless of the outcome, making large corporations typically…

Read More

Decoding MICRA Law: Medical Injury Compensation Reform Act

In 1975, California passed MICRA, a law designed to reduce healthcare costs by controlling medical malpractice insurance premiums and ensuring fair compensation for malpractice victims. The law limits non-economic damages in malpractice lawsuits but does not restrict compensation for economic damages like medical bills or lost wages.  California was one of the first states to…

Read More

Navigating Professional Liability Insurance for Medical Practitioners

  As a medical professional, you may need medical or professional liability insurance during your career. According to a Johns Hopkins University study, medical errors are the third leading cause of death in the United States.   Moreover, government data shows that around 10,800 medical malpractice claims were paid in 2022. Research also reveals that…

Read More

Records Retention in Healthcare: Compliance and Best Practices

In the healthcare sector, maintaining accurate and confidential patient records is critical for providing high-quality care and a legal necessity. Whether you’re a small clinic in Arizona or an established healthcare facility in Utah, you must navigate a labyrinth of state and federal regulations on health records management as part of your legal diligence and…

Read More